Personal Finance for PhDs
Online Workshop Agreement
THE AGREEMENT: This Online Workshop Agreement (hereinafter, "Agreement") is made by and between PF for PhDs LLC, a limited liability company organized under the laws of the state of Washington, hereinafter referred to as "Workshop Provider," and you, further defined below, as a participant in the Workshop, also defined below.
 
This Agreement shall govern the use of all pages and screens in and on the Workshop (all collectively referred to as the "Workshop") and any services provided by Workshop Provider through the Workshop ("Services"). This Agreement specifically incorporates by reference the PF for PhDs Terms of Use and Privacy Policy.
Article 1 - DEFINITIONS:
 
The parties referred to in this Agreement shall be defined as follows:
  • a. Workshop Provider, us, we: Workshop Provider, as the creator, operator, and publisher of the Workshop, is responsible for providing the Workshop publicly. Workshop Provider, us, we, our, ours and other first-person pronouns will refer to the Workshop Provider, as well as, if applicable, all employees and affiliates of the Workshop Provider.
  • b. You, the user, the participant: You, as the participant in the Workshop and user of the Workshop, will be referred to throughout this Agreement with second-person pronouns such as you, your, yours, or as user or participant.
  • c. Parties: Collectively, the parties to this Agreement (Workshop Provider and you) will be referred to as Parties.
The Workshop details are as follows:
  • a. Workshop Name: Quarterly Estimated Tax for Fellowship Recipients
  • b. Workshop Description: A workshop to educate PhD trainees on quarterly estimated tax.
  • c. Total Workshop Fees ("Fees"): $28 (twenty-eight US dollars)
Article 2 - ASSENT & ACCEPTANCE:
 
By purchasing and participating in the Workshop and clicking "I Agree" when such option is provided to you, you warrant that you have read and reviewed this Agreement and that you agree to be bound by it. If you do not agree to be bound by this Agreement, please cease your participation in the Workshop immediately. If you do so after purchase, you will not be entitled to any refund. Workshop Provider only agrees to provide the Workshop to you if you assent to this Agreement.
Article 3 - AGE RESTRICTION:
 
You must be at least 18 (eighteen) years of age to purchase this Workshop, participate in the Workshop or access any Services contained therein. By participating in the Workshop, you represent and warrant that you are at least 18 years of age and may legally agree to this Agreement. Workshop Provider assumes no responsibility or liability for any misrepresentation of your age.
Article 4 - LICENSE TO USE WORKSHOP & ACCESS WORKSHOP MATERIALS:
 
We may provide you with certain materials as a result of your purchase of and participation in the Workshop. Such materials may include, but are not limited to all information, software, text, displays, images, video, and audio developed by us and the design, selection and arrangement thereof, as well as any other materials which may assist in your participation in the Workshop ("Materials"). Subject to this Agreement, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to use the Materials solely in connection with your participation in the Workshop and your use of the Workshop. The Materials may not be used for any other purpose, and this license terminates upon your completion of the Workshop, your cessation of use of the Workshop, or at the termination of this Agreement.
Article 5 - WORKSHOP TERMS:
 
The Workshop does not have a structured start date, which means you may begin it at any time. The Workshop and any of its accompanying Materials may not be shared with any party. If we suspect that the Workshop or Materials are being shared and/or that you have shared your log-in information with any party, we reserve the right to immediately terminate your access to the Workshop, in our sole and exclusive discretion.
 
We do not offer any promises or guarantees with regard to our Workshop or Workshop Materials. You hereby acknowledge and agree:
  • a. You are solely and exclusively responsible for the choices that you make with regard to this Workshop, the Materials contained within it, or any significant changes to your taxes, business, or life;
  • b. You are solely and exclusively responsible for your own decisions and any action or inaction you choose;
  • c. We are not liable for any result or non-result or any consequences which may come about due to your participation in the Workshop;
  • d. This Workshop does not constitute a professional relationship. We do not any regulated professional services and you are responsible for procuring these services at your own will and discretion if needed.
Article 6 - INTELLECTUAL PROPERTY:
 
You agree that the Workshop name and the Workshop Materials are owned by the Workshop Provider, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws ("Provider IP"). You agree that the Workshop Provider owns all right, title and interest in and to the Provider IP and that you will not use the Provider IP for any unlawful or infringing purpose. You agree not to reproduce or distribute the Provider IP in any way, including electronically or via registration of any new trademarks, trade names, service marks or Uniform Resource Locators (URLs), without express written permission from the Workshop Provider.
Article 7 - CONTENT YOU POST:
 
Through your participation in and use of the Workshop, you may be permitted to post materials to the Workshop's pages ("User Contributions"). You hereby grant Workshop Provider a royalty-free, non-exclusive, irrevocable, worldwide license to use, reproduce, broadcast, transmit, modify, display, distribute, and make derivative works of User Contributions you post. The Workshop Provider claims no further proprietary rights in your User Contributions.
 
You also agree to comply with the "Acceptable Use" provision of this Agreement for all User Contributions that you post.
Article 8 - YOUR OBLIGATIONS:
 
As a participant in the Workshop, you will be asked to register with us. When you do so, you will choose a user identifier, which may be your email address or another term, as well as a password. You may also provide personal information, including, but not limited to, your name. You are responsible for ensuring the accuracy of this information. This identifying information will enable you to participate in the Workshop. You must not share such identifying information with any third party, and if you discover that your identifying information has been compromised, you agree to notify us immediately in writing. Email notification will suffice. You are responsible for maintaining the safety and security of your identifying information as well as keeping us apprised of any changes to your identifying information.
 
The billing information you provide us, including credit card, billing address and other payment information, is subject to the same confidentiality and accuracy requirements as the rest of your identifying information. Providing false or inaccurate information or using the Workshop or the Workshop to further fraud or unlawful activity is grounds for immediate termination of this Agreement and our relationship with you.
Article 9 - PAYMENT & FEES:
 
As noted above, the total Fees for the Workshop are as follows: $28 (twenty-eight US dollars). The entirety of the Fees are due and payable upon your registration in the Workshop. No payment plans or installment plans are available. There are no refunds provided.
Article 10 - ACCEPTABLE USE:
 
You agree not to use the Workshop for any unlawful purpose or any purpose prohibited under this clause. You agree not to use the Workshop in any way that could damage the Workshop, Services, or the general business of the Workshop Provider.
 
You further agree not to use the Workshop:
  • a. To harass, abuse, or threaten others or otherwise violate any person's legal rights;
  • b. To violate any intellectual property rights of the Workshop Provider or any third party;
  • c. To upload or otherwise disseminate any computer viruses or other software that may damage the property of another;
  • d. To perpetrate any fraud;
  • e. To engage in or create any unlawful gambling, sweepstakes, or pyramid scheme;
  • f. To publish or distribute any obscene or defamatory material;
  • g. To publish or distribute any material that incites violence, hate, or discrimination towards any group; or
  • h. To unlawfully gather information about others.
Article 11 - NO LIABILITY:
 
The Workshop is provided for general informational purposes only. You acknowledge and agree that any information posted in the Workshop or in the Materials is not intended to be investment, tax, financial, or legal advice that would be rendered by a licensed professional. Users should seek such professional advice for their own particular situation. You further agree that your participation in the Workshop is at own risk. We disclaim all liability and responsibility arising from any reliance placed on any information in the Workshop or the Materials.
Article 12 - REVERSE ENGINEERING & SECURITY:
 
You agree not to undertake any of the following actions:
  • a. Reverse engineer, or attempt to reverse engineer or disassemble any code or software from or on the Workshop;
  • b. Violate the security of the Workshop through any unauthorized access, circumvention of encryption or other security tools, data mining or interference to any host, user or network.
Article 13 - DATA LOSS:
 
We do not assume or accept responsibility for the security of your account or content. You agree that your participation in the Workshop or use of the Workshop is at your own risk.
Article 14 - INDEMNIFICATION:
 
You agree to defend and indemnify the Workshop Provider and any of our affiliates (if applicable) and hold us harmless against any and all legal claims and demands, including reasonable attorney's fees, which may arise from or relate to your participation in the Workshop, your use or misuse of the Workshop, or your breach of this Agreement. You agree that we shall be able to select our own legal counsel and may participate in our own defense, if we wish.
Article 15 - SPAM POLICY:
 
You are strictly prohibited from using Workshop for illegal spam activities, including gathering email addresses and personal information from others or sending any mass commercial emails.
Article 16 – SEVERABILITY:
 
To the extent any part or sub-part of this Agreement is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of this Agreement will continue in full force and effect.
Article 17 - ENTIRE AGREEMENT:
 
This Agreement, together with our Terms of Use and Privacy Policy, constitutes the entire understanding between the Parties with respect to the Workshop. This Agreement supersedes and replaces all prior or contemporaneous agreements or understandings, written or oral.
Article 18 - SERVICE INTERRUPTIONS:
 
We may need to interrupt your access to the Workshop to perform maintenance or emergency services on a scheduled or unscheduled basis. You agree that your access to the Workshop may be affected by unanticipated or unscheduled downtime, for any reason, but that we shall have no liability for any damage or loss caused as a result of such downtime.
Article 19 - TERM, TERMINATION & SUSPENSION:
 
We may terminate this Agreement with you at any time for any reason, with or without cause. We specifically reserve the right to terminate this Agreement if you violate any of the terms outlined herein, including, but not limited to, violating the intellectual property rights of us or a third party, failing to comply with applicable laws or other legal obligations, and/or publishing or distributing illegal material. You may also terminate this Agreement at any time by contacting us and requesting termination. At the termination of this Agreement, any provisions that would be expected to survive termination by their nature shall remain in full force and effect.
 
Please be advised that terminating this Agreement does not entitle you to a refund on any monies spent with us.
Article 20 - NO WARRANTIES:
 
YOU AGREE THAT YOUR PARTICIPATION IN THE WORKSHOP AND YOUR USE OF THE WORKSHOP IS AT YOUR OWN RISK AND THAT ANY MATERIALS, INFORMATION, OR SERVICES PROVIDED BY US ARE ON AN "AS IS" BASIS. WE HEREBY EXPRESSLY DISCLAIM ANY AND ALL EXPRESS OR IMPLIED WARRANTIES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE AND THE IMPLIED WARRANTY OF MERCHANTABILITY. WE MAKE NO WARRANTIES THAT THE WORKSHOP OR WORKSHOP WILL MEET YOUR NEEDS OR THAT THE WORKSHOP OR WORKSHOP WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. WE ALSO MAKE NO WARRANTIES AS TO THE RELIABILITY OR ACCURACY OF ANY INFORMATION IN THE WORKSHOP OR ON THE WORKSHOP. YOU AGREE THAT ANY DAMAGE THAT MAY OCCUR TO YOU, THROUGH YOUR COMPUTER SYSTEM, OR AS A RESULT OF LOSS OF YOUR DATA FROM YOUR PARTICIPATION IN THE WORKSHOP OR YOUR USE OF THE WORKSHOP IS YOUR SOLE RESPONSIBILITY AND THAT WE ARE NOT LIABLE FOR ANY SUCH DAMAGE OR LOSS.
Article 21 - LIMITATION ON LIABILITY:
 
We are not liable for any damages that may occur to you as a result of your participation in the Workshop or your use of the Workshop, to the fullest extent permitted by law. The maximum liability of Workshop Provider arising from or relating to this Agreement is limited to the amount of Fees you have paid to us. This section applies to any and all claims by you, including, but not limited to, lost profits or revenues, consequential or punitive damages, negligence, strict liability, fraud, or torts of any kind.
Article 22 - GENERAL PROVISIONS:
  • a. LANGUAGE: All communications made or notices given pursuant to this Agreement shall be in the English language.
  • b. CHOICE OF LAW: Through your participation in and use of the Workshop, you agree that the laws of Washington shall govern any matter or dispute relating to or arising out of this Agreement, as well as any dispute of any kind that may arise between you and us, with the exception of its conflict of law provisions.
  • c. DISPUTE RESOLUTION: The Parties hereby agree and covenant to submit all claims, controversies, differences, demands or causes of action relating to or arising out of this Agreement to mediation to be conducted by a mediator mutually agreed upon by the Parties, prior to commencing an action or arbitration of the dispute. If the Parties shall not be able to agree upon a mediator within ten (10) business days of deposit of a written notice of demand for mediation by any Party on the other, the mediation shall be referred to the Seattle Regional Office of the American Arbitration Association to be conducted in accordance with its commercial mediation rules then in effect. The cost of the mediation shall be shared equally by the Parties to the mediation. Any mediation arising under this Agreement is to be considered settlement negotiations for the purpose of all state and federal rules protecting disclosures made during such conferences from later discovery or use in evidence at arbitration or trial. If the Parties have been unable to resolve any claim, controversy, difference, demand or cause of action relating to or arising out of this Agreement through the mediation as provided herein, either Party may submit the matter to arbitration. The arbitration shall be administered by the American Arbitration Association in accordance with its commercial arbitration rules. Judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof. The cost of the arbitration is to be borne by the Parties as the arbitrator directs. This paragraph, including the provision for mandatory mediation, is deemed an arbitration clause for the purpose of enforcing compliance therewith. Any Party may seek compliance with the provision by petition to any Washington court of general jurisdiction. The prevailing Party in any proceeding to enforce these clauses is entitled to the court's order for payment of attorneys' fees and costs in connection with the proceeding.
  • d. ASSIGNMENT: This Agreement, or the rights granted hereunder, may not be assigned, sold, leased, or otherwise transferred in whole or part by you. Should this Agreement, or the rights granted hereunder, by assigned, sold, leased, or otherwise transferred by Workshop Provider, the rights and liabilities of Workshop Provider will bind and inure to any assignees, administrators, successors, and executors.
  • e. NO WAIVER: In the event that we fail to enforce any provision of this Agreement, this shall not constitute a waiver of any future enforcement of that provision or of any other provision. Waiver of any part or sub-part of this Agreement will not constitute a waiver of any other part or sub-part.
  • f. HEADINGS FOR CONVENIENCE ONLY: Headings of parts and sub-parts under this Agreement are for convenience and organization only. Headings shall not affect the meaning of any provisions of this Agreement.
  • g. NO AGENCY, PARTNERSHIP OR JOINT VENTURE: No agency, partnership, or joint venture has been created between the Parties as a result of this Agreement. No Party has any authority to bind the other to third parties.
  • h. FORCE MAJEURE: We are not liable for any failure to perform due to causes beyond our reasonable control including, but not limited to, acts of God, acts of civil authorities, acts of military authorities, riots, embargoes, acts of nature and natural disasters, and other acts which may be due to unforeseen circumstances.
  • i. ELECTRONIC COMMUNICATIONS PERMITTED: Electronic communications are permitted to both Parties under this Agreement, including e-mail or fax. For any questions or concerns, please email us at the following address: [email protected] We will send any required notices to you at the email address you use to register with.