How to Up-Level Your Cash Flow
as an Early-Career PhD
Taught by
Dr. Emily Roberts
What does it mean to "up-level" your cash flow?
Bring in MORE income
Spend LESS (in areas that don't matter to you)
MANAGE everything with little effort or stress
This workshop will show you how to do it all!
What You Will Gain from This Workshop
Budgetary solutions for common paycheck-related struggles in academia: infrequent cash infusions lack of income tax withholding
An insightful budgeting strategy to anticipate and manage large, irregular expenses (the bane of the grad student budget!)
Inspiration to increase your income in just about any circumstance and ideas for how to do so
A framework for how to prioritize your frugal efforts to get the most bang for your buck (and minute!)
Motivation to use credit cards to your advantage instead of falling victim to them
An understanding of the power of automation in cash flow management
Rules of thumb to guide how much to spend in various categories
What to Expect from the Workshop
This workshop is a recording of a live event presented on 8/6/2021 plus supplementary worksheets. You will receive immediate access to these materials upon purchasing the workshop.
What Is the Cost?

The price of the workshop is $50 $28.

Who Is This Workshop for?
  • Graduate students, postdocs, and PhDs with "Real Jobs"
  • Living in the US [US citizens, residents, and non-residents are all welcome!]
  • Interested in increasing their cash flow through better management, increasing income, and/or decreasing expenses
Who Teaches the Workshop?
I'm Emily Roberts, the founder of Personal Finance for PhDs and creator of this workshop.

I started out on the PhD track just like you are. I completed my PhD in biomedical engineering at Duke University in 2014 after living for seven years on a stipend.

During that time, my passion for personal finance grew and grew, as did my desire to serve my own community.

I founded my business, Personal Finance for PhDs, after I defended. Over the years, I've found many avenues to assist PhDs with their personal finances, including speaking engagements at universities, individual and group financial coaching, webinars and workshops, ebooks, and my podcast.

I'm passionate about teaching PhDs how to improve their cash flow. My own financial journey in graduate school taught me incredible money management techniques and forced me to deeply explore frugality. Both of these skills enabled me to invest aggressively and grow my net worth. Since finishing my PhD and examining my money mindset, I have come to appreciate the importance of increasing income (even while in grad school).
What Participants Have Said About
Emily's Other Live Seminars and Workshops
– a graduate student at the University of California at Davis
"This is an amazing experience for students. We NEED this!"
– a graduate student at Case Western Reserve University
"Emily [is] an amazing speaker! Clear and concise. The outline/flow of the talk was very well structured and simplified finances well."
– a graduate student at the University of California at Los Angeles
"[Emily] was very knowledgeable and practical which made a difficult topic so much more approachable."
– a graduate student at the University of Alabama at Birmingham
"[I] would have loved to go to this seminar earlier on in my graduate career!"
– a graduate student at Emory University
"Extremely helpful and demystified many aspects of personal finance for me. [The seminar] also improved my confidence to manage my finances through grad school and beyond."
– a graduate student at Pennsylvania State University
"I found [the talk] very informative and it has inspired me to think about my own financial circumstances differently."
– a graduate student at the University of California at Santa Barbara
"The speaker was very knowledgable about the subject and lots of info was covered."
– a graduate student at the University of California at Davis
"I like how [Emily] makes her points very convincing by sharing her own experiences in personal finance. I also like her approach of giving us some big picture view."
– a postdoc at Columbia University
"The talk was nicely tailored specifically for the needs and mindset of graduate students, and did a good job addressing different financial concerns that graduate students may have."
– a graduate student at the University of Rochester
"Very informative. [Emily] covered a broad range of topics, made them applicable and understandable, and was a very engaging speaker."
– a graduate student at the University of Alabama at Birmingham
Frequently Asked Questions
Will the workshop be recorded? I have a conflict.
While this workshop is intended to be experienced live, there are always unavoidable conflicts for some people who want to participate. Yes, I will record the workshop and share the recording and materials with everyone who registers within a few days of the live session.